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Before you invest your first dollar in the stock market, you must understand that there are risks involved. Every investment strategy involves risk, which means that for every dollar that you invest, part or all of it can be lost.

People invest for many reasons to save for retirement, fund a future college education, buy a home, or to generate income. Regardless of why you invest, you will need to weigh the pros and cons of the various investment choices to see which best fit your investment goals. 

It is important to seek a long-term strategy and determine the amount of money you can afford to invest. Seeking the advice of a professional is a good first step.

One of the biggest mistakes investors make is spending all their time selecting individual investments before they have their financial house in order. 

Pay Off Debt. Paying off your high interest rate loan may be your best return on your money with little risk. If you pay only the minimum payment required each month, it can take a very long time to
clear your balance.

Refinance your house. It is the best option to refinance your mortgage. Depending on where you live and what your current mortgage is you can save thousands of dollars.

Purchasing a home? The best investment ever. First time home buyers mortgages should learn the learn the process of buying a home.

Credit Reportswhat you need to know and how (if?) you can improve your credit report.

Should you or shouldn't you - consumer credit counseling